Rhine Finance is an institutional-grade lending protocol anchored on Ethereum Mainnet — the settlement layer of record for capital markets and real-world-asset tokenization. Layer-0 messaging extends that liquidity natively to every major EVM chain, under AI-first auditing and strict on-chain risk management.
Rhine is engineered Ethereum-first. Mainnet is where institutional capital, tokenized treasuries, private credit, and real-world assets already settle — and where Rhine's core contracts, governance, and risk engine live. L0 messaging extends that liquidity outward to every major EVM chain; it never replaces it.
Rhine treats DeFi lending the way Swiss banking treats capital: conservative, auditable, and resilient. Every module ships with invariants, formal proofs, and on-chain risk controls before liquidity ever touches it.
A minimalist, modular core with isolated markets. Every line of code is formally verified, fuzzed with Echidna and Medusa, and reviewed by four independent audit firms before deployment.
Ethereum Mainnet is the base of record — the chain of choice for institutional capital and RWA tokenization. LayerZero v2 messaging extends Rhine's liquidity natively to Base, Arbitrum, Optimism, Polygon, Scroll, Linea, and beyond.
Every market is sandboxed. Per-asset caps, dynamic LLTVs, price-deviation kill switches, and oracle redundancy are enforced at the contract level — not at the policy level.
Our in-house AI auditor runs continuously against mainnet state. It generates adversarial test vectors, detects anomalous flows, and pauses risky markets autonomously under guardian policy.
Ethereum Mainnet is Rhine's base of record — the settlement layer institutional capital trusts for tokenized RWAs, private credit, and regulated products. Layer-0 messaging extends that liquidity natively to Base, Arbitrum, Optimism, Polygon, Scroll, Linea, and beyond. One unified book. No wrapped assets. No fragmentation.
Traditional audits are a snapshot. Rhine's AI auditor runs in real time: every block, every transaction, every PR. It synthesizes adversarial inputs, replays mainnet state in forked sandboxes, and surfaces issues before they reach production.
Each layer is designed to catch what the one before it missed.
Certora-proved invariants on every core function.
Spearbit, Trail of Bits, ChainSecurity, Code4rena.
Real-time invariant checking on every block.
48-hour delay on every protocol parameter.
Emergency pause authority, scoped and on-chain.
One of DeFi's largest bounty programs on Immunefi.
Rhine Finance is fully governed by the Rhine DAO — an on-chain union of funds, treasuries, market makers, and token holders. Every protocol parameter, risk limit, oracle set, and treasury allocation is decided by $RHN vote. An institutional track is open to capital partners deploying at scale.
All protocol parameters mutable only via 48-hour timelock after DAO vote. No off-chain admin keys.
Members with ≥ 500k $RHN locked receive direct proposal rights and Risk Council seat priority.
KYC'd delegates — risk, ops, legal — vote on behalf of retail holders who opt in.
$186M treasury deployed across audited yield strategies with on-chain monthly reporting.
Addressed to funds, family offices, DAO treasuries, market makers, and crypto-native asset managers. Apply for the institutional track to access direct proposal rights, Risk Council eligibility, and white-glove onboarding with the core team.
For partnerships, integrations, institutional onboarding, security disclosures, or press. We respond personally — no ticket queues.
Supply, borrow, and earn across every major EVM chain — from one unified interface.